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A home loan is a type of loan that allows you to borrow money to purchase or construct a residential property. With various options available, home loans can help you achieve your dream of owning a home.

Our Banks

We offer loans through the following banks

Nationalised Banks
Private Banks
Private Finance

Benefits of Home Loan

  • Tax Benefits: Claim tax deductions on interest paid and principal repayment.
  • Low Interest Rates: Competitive interest rates make home loans an attractive option.
  • Long Repayment Tenure: Choose from various repayment tenures to suit your financial situation.
  • High Loan Amounts: Borrow up to a certain percentage of the property's value.

Standard Documents Required

  • Identity Proof: PAN card, Aadhaar card, or other government-issued ID.
  • Address Proof: Aadhaar card/VoterID/passport/driving license or utility bills, rental agreement, or other address proof documents.
  • Income Proof: Salary slips, Form 16 for the last 2 years, bank statement or last 3 years of ITR, Form 26 AS last 3 years, and bank statement for 1 year.
  • Property Documents: Legal & Technical Documents

Types of Home Loans

  • Fixed-Rate Home Loan: Fixed interest rate for the loan tenure.
  • Floating-Rate Home Loan: Interest rate varies with market conditions.
  • Hybrid Home Loan: 3. Combination of fixed and floating interest rates.

Things to Consider

  • Interest Rates: Compare rates from different lenders to find the best deal.
  • Loan Tenure: Choose a tenure that suits your financial situation.
  • Processing Fees: Check processing fees charged by lenders.
  • Prepayment Penalties: Understand penalties for prepaying the loan.
Contact Info

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